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EU Markets in Crypto-Assets Regulation (MiCA)

Comprehensive EU regulation for cryptoasset markets, fully applicable since December 2024. Covers cryptoasset service provider (CASP) authorisation, governance, safeguarding of client assets, ICT system requirements, operational resilience, AML/CFT, stablecoin issuance (asset-referenced and e-money tokens), reserve management, market abuse prevention, and regulatory reporting. Applies to all CASPs operating in the EU.

Clause Title SP 800-53 Controls
Art.34(1) ART governance arrangements — management body requirements
Art.34(5) ART governance arrangements — internal controls and risk management
Art.35(1) ART risk management — identifying and managing risks
Art.36(1) ART conflicts of interest — policies and procedures
Art.40(1) ART reserve of assets — custody and safeguarding
Art.41(1) ART reserve assets — investment policy and risk
Art.43(1) ART — independent audit of reserve
Art.47(1) ART — redemption rights and liquidity management
Art.54(1) EMT governance — management body and internal controls
Art.55(1) EMT reserve of assets — custody and safeguarding
Art.59(1) CASP authorisation — application and conditions
Art.62(1) CASP ongoing requirements — prudential and ICT requirements
Art.62(5) CASP ICT systems — security, reliability, and adequate resources
Art.62(6) CASP business continuity — ICT continuity policy
Art.62(7) CASP security policies — ICT and cyber security
Art.62(8) CASP incident management — detection and reporting
Art.62(9) CASP data protection — personal data handling
Art.63(1) CASP safeguarding — clients' crypto-assets and funds
Art.63(2) CASP safeguarding — segregation and record-keeping
Art.64(1) CASP complaints-handling — procedures and records
Art.65(1) CASP conflicts of interest — identification and management
Art.66(1) CASP outsourcing — conditions and ongoing oversight
Art.66(3) CASP outsourcing — contractual provisions and audit rights
Art.67(1) Custody and administration of crypto-assets — specific service requirements
Art.68(1) Operation of a trading platform for crypto-assets — rules and systems
Art.68(5) Trading platform — system resilience and business continuity
Art.69(1) Exchange services — policies for determining crypto-asset prices
Art.70(1) Execution of orders — best execution and order handling
Art.72(1) Reception and transmission of orders — client order handling
Art.73(1) Providing advice and portfolio management — suitability
Art.76(1) Transfer services — handling crypto-asset transfers
Art.82(1) Record-keeping — transaction and order records
Art.83(1) Information to clients — disclosures and marketing communications
Art.84(1) Crypto-asset white paper — publication requirements
Art.86(1) Prohibition of insider dealing — policy and access controls
Art.88(1) Market manipulation — prohibition and detection
Art.92(1) CASP detection and prevention of market abuse — policies and procedures
Art.94(1) Powers of competent authorities — supervisory and investigatory powers
Art.97(1) Professional secrecy — confidentiality of supervisory information
Art.98(1) Data protection — processing of personal data
Art.111(1) EBA/ESMA guidelines — technical standards and regulatory cooperation